Joondalup Office: Suite 30,
ECU Business Innovation Centre,
15 Barron Parade, Joondalup, WA, 6027
(08) 9256 3788
info@cwmm.com.au



Budgeting


About Budgeting

If you are struggling to manage your personal spending or feel you’re not saving effectively, then our cash flow management process may be an appropriate solution for you to realise the financial potential you have and bring your budget back to surplus.

Below is an outline of our Cash Flow Management and Implementation process.

Cash Flow Management Process

  • Step 1 – Gathering information regarding your income and expenses. We also talk about your goals, objectives and other plans you have.
  • Step 2 – We help you identify all the working parts of your personal spending and how they should fit into the Cedar Cash Flow Manager.
  • Step 3 – We enter the figures into the Cedar Cash Flow Manager to determine your current Surplus or Deficit Position.
  • Step 4 – We will begin to coach you on the keys to good expense management.

Implementation Process

  • Step 5 – We assist you to amend your current banking facilities according to the Cedar Cash Flow Manager system. This is to ensure that you not only understand the system but are able to put it into practice straight away.
  • Review Process
  • Step 6 – The First Review of the Cash Flow Manager is after three months, although we will have usually corresponded with you several times during these first three months to make sure things are beginning to operate smoothly.
  • Step 7 – Cedar Cash Flow Manager Safeguard – If after the first three months you are having challenges managing the system, i.e. accounts overdrawn or over limit, then your Advisor will contact you to discuss how to correct this.

Our process

We consult with you; determining your goals and objectives and then implement a suitable strategy. Reviewing your plan is important. Cash Flow Management Services is a critical part of any financial planning advice and wealth creation.

Call us on (08) 9256 3788 for your complimentary consultation.
Alternatively you can Contact Us and we’ll be in touch to set an appointment time that is convenient to you.